Aug 1, 2023 · Deposit products include savings accounts, checking accounts, certificates of deposit (CDs), and money market accounts. A checking account is a transactional account.

Oct 20, 2025 · Savings and interest checking account rates are based on the $2,500 product tier, while money market and certificate of deposit rates represent an average of the $10,000 and …

FDIC insurance covers traditional deposit accounts, and depositors do not need to apply for FDIC insurance. Coverage is automatic whenever a deposit account is opened at an FDIC-insured …

Sep 17, 2024 · WASHINGTON – The Federal Deposit Insurance Corporation (FDIC) Board of Directors today approved a notice of proposed rulemaking that would strengthen …

SUMMARY: The Federal Deposit Insurance Corporation (FDIC) is proposing requirements that would strengthen FDIC-insured depository institutions’ (IDI) recordkeeping for custodial …

The “Recordkeeping for Timely Deposit Insurance Determination” rule (12 CFR Part 370 of the FDIC’s Rules and Regulations) requires each insured depository institution that has two million …

Deposit Insurance At A Glance brochure provides basic information about the types of accounts that are insured, coverage limits, and how the FDIC insures your m

Large and small banks across the country offer deposit accounts backed by FDIC deposit insurance. Coverage is automatic when you open one of these types of accounts at an FDIC …

Apr 1, 2024 · The FDIC insures deposits that a person holds in one insured bank separately from any deposits that the person owns in another separately chartered insured bank. For example, …

Sep 17, 2024 · The Federal Deposit Insurance Corporation (FDIC) issued for public comment a notice of proposed rulemaking (proposal) to strengthen FDIC-insured depository institutions’ …