Aug 29, 2025 · A complete break down of credit card surcharging laws in all 50 states. Use this guide to quickly find out if surcharging is legal or illegal in your state.

Here are four options for passing along card fees, as well as the rules you should know for each. If you want a processor that offers automated solutions for processing fees, you can also...

Oct 24, 2025 · It is legal for a firm to charge a credit card fee in most cases, but there are limits on how much. You can’t charge customers more than the actual cost of acceptance, which can sometimes …

Aug 31, 2025 · While many jurisdictions permit surcharging, some states, such as Connecticut, Maine, Massachusetts, and California (effective July 2024), explicitly ban this practice. In states where …

Oct 22, 2025 · Is it Legal to Pass on Credit Card Fees to Customers? Updated October 2025. Quick Answer: Yes, it’s legal to pass credit card processing costs to consumers.

Oct 16, 2025 · Here’s the good news: charging a credit card fee is generally legal in the United States. Businesses are allowed to add a surcharge as long as they follow some rules. This wasn’t always the …

In 1985, California passed a law (Civil Code section 1748.1) that prohibited merchants from adding a surcharge (an extra fee) when customers pay by credit card instead of cash. Can I pass on credit …

Oct 21, 2025 · Learn if credit card surcharges are legal, how they compare to convenience fees and what to do if you’re charged an illegal credit card surcharge.

That’s because laws around credit card fees have changed over time, so it can be tricky to keep track of all the regulations.In fact, convenience fees and surcharge fees haven’t always been legal.

Federal law caps surcharges at 4%, while Visa limits them to 3%, and individual states have their own restrictions ranging from complete bans to specific disclosure requirements. Are you tired of eating …