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  1. LSR - The Pension Fund for State Employees in Iceland

    Pensions At LSR you get extensive pension rights for you and your family. More about LSR pensions

  2. Contact us - LSR

    For pension matters: [email protected] For contributions and private pension savings: [email protected] For loan matters: [email protected] Submitted invoices and related issues: [email protected] General …

  3. Overview - LSR

    It’s easy to apply for a mortgage loan with LSR. Use the loan calculator to calculate a loan based on fixed, indexed interest rates, and you’ll see the estimated payment burden, the total cost of …

  4. Loan calculator - LSR

    Due to a Supreme Court ruling in case no. 55/2024, LSR will for the time being only process applications for indexed loans with fixed interest rates for the entire loan term.

  5. News and announcements - LSR

    Nov 7, 2025 · News and announcements LSR Simplifies Private Pension Savings Investment Plans 7. November 2025 LSR will revise its private pension savings investment plans on …

  6. Division A - Residency abroad - LSR

    If LSR retirees or pensioners are domiciled abroad, they must submit a certificate of life to the fund every year. The certificate must be confirmed by an official body in the country concerned.

  7. Overview - LSR

    LSR adopts responsible practices, guided by diligent work, professionalism, and initiative. LSR’s sustainability policy outlines the fund’s main priorities regarding sustainability and how these …

  8. Investments - Overview - LSR

    LSR is a long-term investor with the aim of guaranteeing fund members a good long-term return. At the same time, efforts are made to limit risk as much as possible with a varied and well …

  9. LSR Private Pension - LSR

    Get a pay raise with private pension savings! When you pay into a private pension, your employer adds 2% to your salary and pays it into the private pension savings. That's a direct pay raise …

  10. Overview - LSR

    LSR is both the oldest pension fund in Iceland and the largest in terms of assets. The fund has guaranteed its members and their families extensive rights for over 100 years.