Nov 27, 2025 · Learn how and when to convert tax-deferred accounts to a Roth IRA, the tax implications, the 5-year rule, and smart strategies like laddering or backdoor Roth conversions.

Get step by step guidance on how to convert your existing retirement account to a Roth IRA. See if a Roth Conversion makes sense for you.

May 3, 2025 · Since traditional IRA contributions are pre-tax, converting means settling the score with the taxman. The conversion amount is added to your income for that year, potentially …

A Roth conversion is the process of transferring funds from a traditional IRA, 401 (k), or other pre-tax retirement account into a Roth IRA, triggering a taxable event in exchange for future tax …

Oct 28, 2025 · A Roth IRA conversion involves moving assets from other retirement plans into your Roth IRA. Learn how to convert a Roth IRA and whether it’s right for you.

Nov 22, 2025 · Here are six tax reasons you may convert your IRA to a Roth — and when you probably shouldn’t.

May 12, 2025 · “Converting to a Roth can be a great way to take advantage of historically lower tax rates and establish a tax-free retirement,” says Eva Victor, senior director of high-net-worth …

2 days ago · The Roth vs. Traditional decision—and the Roth conversion question—aren’t simple, one-size-fits-all answers. It depends on: Your current and expected future tax brackets Your …

Aug 8, 2025 · To begin a Roth conversion, contact your IRA custodian and request a transfer of funds from a traditional IRA or 401 (k) into a Roth IRA. You can choose to convert cash or …

What is a Roth IRA conversion? Learn how to use a Roth conversion to turn your IRA savings into tax-free, RMD-free withdrawals in retirement.