Millions of people rely on Cleo to get to grips with their financial lives thanks to expert-level insights. See what you earn, what you owe, and get ready for what’s next.

Meet Cleo—The AI-powered budgeting app that simplifies finance management, tracking spending and bills, and providing personalized insights.

A former data-scientist with an MSc in Machine Learning, Barney Hussey-Yeo launched Cleo from his bedroom in 2016 with a single conviction: the next generation would talk to their money, …

What does Cleo do? You want to know what Cleo can do and how to get the most out of her J H C By Janina and 2 others4 articles

Meet the AI assistant that's helped 6 million people avoid their overdraft, build credit, and budget better. Try Cleo today for free.

Jul 22, 2025 · Cleo 3.0 makes conversations about money smarter and more personal. Powered by advanced adaptive reasoning, proactive data-driven insights, and real-time voice, Cleo now …

To calculate whether you could get up to $250, Cleo’s algorithm securely analyzes information from your bank account and determines your eligibility based on a combination of factors like …

At Cleo, our career progression and salary banding frameworks are open-sourced. That means you can see exactly where you sit right now, what skills you need to work on to get to the next …

Sep 8, 2023 · Cleo can help you set a savings goal and guide you on the amount to set aside monthly, weekly, or even daily. She's like your very own personal finance coach, right at your …

Jun 19, 2023 · We spent a lot of time helping Cleo's AI use machine learning to figure out your intent and match you with the right chat flow, usually written by a real life comedy writer.