Your credit score isn’t just a number. It’s a financial gatekeeper. It tells lenders how risky—or reliable—you are whe ...

Prequalification lets you see what kind of loan you might qualify for -- without impacting your credit score. Learn why it's ...

Taking out a loan with a low credit score could see you paying thousands more than others, experts are warning ...

A bad credit score could add thousands to the cost of your loans, as experts explain how to improve it and what you actually ...

Consumer debt is on the rise, with mortgage balances, student loans, auto loans and credit card balances up across the board.

Debt consolidation combines multiple loans into one with a single monthly payment. Credit card refinancing uses a balance ...

Mortgages are the largest portion of a so-called “subprime tax” that costs people with credit scores of 620 or less nearly $3 ...

Want to borrow home equity this August but don't want to pay a high interest rate when you do? Here's what to know.

Securing a loan with a 500 credit score may be challenging, but that doesn't mean every lending door is closed. Though more difficult, borrowing money is possible even with a low credit score.

Between rising prices and dwindling job growth, using “buy now, pay later” on everything from concert tickets to fast food ...

Last week, rates on personal loans moved lower. This means if you're in the market for a personal loan, whether to finance a ...

SoFi reports that FHA loans are ideal for first-time buyers with lower credit scores and smaller down payments, though they ...