Credit card companies may settle debts for less than the full balance, but the percentage varies widely. Here's why.

Credit and debit card spending was up in October, and it’s only expected to rise as the holiday season gets underway. Avoid more debt and gift yourself debt relief instead with these tips.

Discover how a Certified Consumer Debt Specialist can aid in debt relief and negotiation. Learn about their certification, benefits, and impact on your finances.

"Debt relief" is a broad term, and it can refer to everything from negotiating with your creditors on lower rates and fees to ...

Before you start the negotiation process, make sure you know what offers to make (and the factors to consider).

Premium cards with higher rewards cost retailers more to process, and they soon may be able to pass that onto you.

Credit card surcharges are rising, but you can avoid unnecessary fees. Learn nine smart strategies to minimize surcharges and protect your credit card rewards.

Visa and Mastercard announced a new proposal with U.S. merchants in a 20-year-long legal battle over interchange, or swipe, fees. The proposal includes a temporary reduction in swipe fees and could ...

In case you didn’t know, Visa and Mastercard have been in a legal feud with U.S. merchants for about 20 years. Last month, the two giants proposed a new settlement — and it’s already facing legal ...

The convenience of one-click purchases and “buy now, pay later” loans is making it easier for people to shop — and shop and shop — during the holidays. By Juli Fraga and Connie Chang Holiday sales can ...