One option for risk-averse investors is a certificate of deposit, or CD. These accounts combine the security of a bank account with interest rates usually higher than the average savings account ...

For the past couple of years, investors have watched CD rates climb to levels not seen in decades. However, with the Federal Reserve cutting the federal funds rate by a half-point in September ...

All ratings are determined solely by our editorial team. When you put your dough into a one-year Bread Savings CD, you’ll earn a very competitive 4.30% APY, which is compounded daily so your ...

Few other technological innovations have disrupted the global media and entertainment industry and altered music consumption habits as extensively as streaming. Over the past few years ...

Although it's nice to earn around 5% from a CD, there are drawbacks, too. Higher CD rates go hand-in-hand with higher borrowing rates. An early withdrawal could result in a costly penalty.

You could be penalized for cashing out a CD early. If your CD deposit is too large or your bank isn't FDIC-insured, you could lose money. You might lose out financially with a CD without even ...

Three-month CD rates aren't too common, but of those available, online banks tend to have the best. These CDs can be helpful in some savings strategies, such as CD ladders. Why trust NerdWallet ...

Certificate of deposit accounts (CD accounts) operate similarly to high-yield savings accounts in some ways, but the two have some very important differences. What is a high-yield savings account ...

Rates are falling, but that's not the only thing to consider when deciding if you should open a CD today. Dashia is a staff editor for CNET Money who covers all angles of personal finance ...

Lauren Ward is a personal finance writer who has covered banking, real estate and financial services for over a decade. Her work has appeared in USA Today Blueprint, Fox Business and more.

Ruark Audio – the brand behind the likes of the stylish Ruark Audio R410 all-in-one music system and the Award-winning Ruark Audio R1S digital radio – is back with something for fans of physical media ...

See how we rate banking products to write unbiased product reviews. Synchrony Bank pays some of the best CD rates for people who don't have much money to open an account. It's also a good choice ...