The Cyprus Borrowers Association (Syprodat) reported this week that it has observed a significant increase in activity among nearly all banks focusing on up-to-date borrowers. As a reaction ...

Under current APRA serviceability regulations, when a bank vets a potential first-time borrower for a loan, they take into account their ability to absorb a three percentage point increase to ...

Terry Vine / Getty Borrowers commonly have two options for securing a mortgage: a loan officer or a mortgage broker. Both prepare loan applications and process them, but their methods vary.

Knowing how to calculate the equity in your home can make you a more empowered borrower. To calculate it, subtract the balance owing on your mortgage from the total market value of your property.

Its jumbo loans go up to $3 million. Conventional loans are often a good choice for borrowers with good credit scores. To get a conforming loan with this lender, you'll need a credit score of 620 ...

Interest rate locks can offer peace of mind to borrowers, but they are not foolproof—you could miss out on a lower interest rate after you lock and your loan might not close before the lock expires.

Qualified borrowers may also receive a $250 closing cost credit. [ Jump to more details ] Standout benefits: If you earn up to 160% of the area median income, you may be eligible for another ...

Amy Fontinelle is a freelance writer, researcher and editor who brings a journalistic approach to personal finance content. Since 2004, she has worked with lenders, real estate agents, consultants ...

But the attention-grabbing sub-4% deals by Santander and Barclays will not be available to all borrowers, particularly first-time buyers, and may come with a hefty fee. The return of such deals ...

Ralph Fiennes and Hong Chau in a scene from “The Menu.” © 2022 20th Century Studios All Rights Reserved. Amy McCarthy is a reporter at Eater.com, focusing on pop ...

When people talk about mortgage rates, they're typically referring to national averages. But if you're getting ready to buy or refinance a home, these averages aren't always super useful. To get ...

If Ryan Gregory turns up on your doorstep, chances are you're about to inherit some money. For more than two decades, Ryan has been working as an heir hunter, tracking down distant relatives from ...