Inherited IRAs retain the tax treatment of the original account. For a Traditional IRA, each withdrawal is taxed as ordinary ...

I need $80,000 for a divorce to pay my partner for home equity and to keep it all civil. This is in addition to my $20,000 in savings. I have two young children, and I have a great mortgage rate, so I ...

The Roth IRA conversion. The question specifically was, “Why, when — if ever — should someone cash in their IRA and pay taxes to roll their IRA to a Roth?" So, let’s explore some ideas.

In this context, calling on the services of a financial advisor can be much more than a convenience, but a real strategy for ...

There are indeed income limits to be eligible to contribute to a Roth IRA. If you're single or the head of household, the income limit is $165,000; if you're married and filing jointly, the limit is ...

Roth IRAs are popular for a reason. You pay taxes now, your money grows tax-free, and you can take it out in retirement ...

Most Americans doubt they’ll hit $1 million for retirement. Here are 8 smart strategies to boost savings and secure your ...

SDIRA gives investors options to alternative assets such as real estate, private equity, precious metals and even cryptocurrency.

After reading through 4,500 responses to a retirement survey and interviewing 200 retirees, the Gen Z writer learned a lot ...

If you're contributing enough to max out your 401(k), it could potentially put you at a disadvantage in some ways. Here's how ...

How does your 401(k) compare to the average worker's? Is it time to buy small-cap stocks? What you should do with any "raise" ...