A default on personal loan repayment can result in late payment charges, credit score damage, calls/visits from recovery agents, bank legal action, difficulty in getting new credit, etc.

It’s possible to take a second personal loan—but it depends on your income, credit score, and repayment track record. Here's the lowdown on taking out more than one personal loan.

Personal loan part payments can benefit your credit score and ease financial burdens. However, they should complement regular EMIs and not replace them. Strategic loan part-payments can improve ...

LendingClub customers can receive two percent of their on-time loan payment in cash back.

Paying off part of your loan ahead of schedule may sound like a smart idea, but how will it really impact your credit score? Here's what you should know.

When taking out a loan, it’s essential to understand how much you’ll have to pay each month. Here’s how to calculate loan payments.

Rates on personal loans declined last week, giving qualified borrowers a chance to secure a more affordable interest rate and finance a project, purchase or even unexpected bills. From July 7 to ...

Tariffs driving up prices in 2025? Learn 3 smart ways to use a personal loan to stay ahead of inflation and protect your purchasing power.

Taking out a $80,000 personal loan is a way to finance major expenses or consolidate large debt balances. Various lenders offer these loans and obtaining one can be straightforward, depending on ...

Federal student loan repayment resume in October — after a 3½-year payment pause. Here are 5 things to do to tackle these payments again.

Looking to pay off high-interest debt? Read our guide to whether a balance transfer or a personal loan is the smarter way to ...