When a credit card company agrees to accept less than the full amount you owe — say, $20,000 on a $30,000 balance — it’s called a debt settlement. The lender agrees to forgive the remaining $10,000, ...

Missing a credit card due date by a single day feels like a small slip, but on the lender's side it can trigger fees, ...

Here’s your guide to recovering your important ID cards and credit cards in SC Photo by Pixabay via Unsplash If you have ever had the unpleasant experience of reaching into your wallet and noticing ...

Let’s say, for example, that your father secretly opened a credit card in your name and racked up more than $5,000 in charges ...

If a credit card isn’t useful to you anymore, negotiating a waived fee could make a lot of sense. If all else fails, cancellation a less-useful credit card just makes sense, even if it entails a hit ...