Below, we'll detail what qualifies — and what doesn't — if you're trying to have your debt forgiven. Get started with the debt forgiveness process today.

There are multiple debt relief strategies worth exploring now. Here's what experts recommend borrowers do next.

Negotiating your debts down is not only possible, it can be a powerful way to regain control of your finances. If it works, great! And if not, bankruptcy sounds worse than it is.