In general, a good credit card APR is any APR that falls at or below the national average. The best low-interest credit cards on the market offer rates as low as 17.24 percent.

A good rate on a cash back credit card depends on the type of credit card user, but in general should aim to get more than 1% ...

If your credit card has an APR of 22%, you will pay $220 in interest over the year to borrow that $1,000. You’ll find APRs on various financial products, including mortgages, personal loans and ...

APR is deliberately confusing and compounds daily. Read disclosure boxes, use 0% offers strategically, and make multiple ...

When looking for a good credit card interest rate, strive for an APR lower than the national average. However, even a “good” rate may pale in comparison to other financing options.

Ask a Credit Card Expert: Why Is my APR so High if I Have Good Credit? U.S. News & World Report May 6, 2025, 8:00 PM ...

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The average credit card APR is over 20%, according to the Federal Reserve. So anything below the average might technically be considered a "good" APR by comparison, but any APR means you're paying ...

The average annual percentage rate on new credit-card offers has increased for four consecutive months, one expert noted.

What is a good credit card APR? The average APR on a credit card is over 20%. If your credit card APR is higher than that, it may be worth shopping around, especially if you're carrying a balance.

A good credit score gives you an advantage when securing the lowest interest rate on a new credit card or lowering the APR on an existing account. While improving your credit score can take time ...