Learning good financial habits — building an emergency fund, paying down debt, saving consistently — gives you flexibility, ...

Take some time, then, to calculate how much insurance you need now, and each time your policy comes up for renewal. If you’re overpaying, you can save money immediately by lowering your limits.

But an estimated 17% of insured drivers are using their phones to save money on auto insurance, according to J.D. Power. Yeah, they've installed apps that keep tabs on their driving.

Consider Telematics Programs “You can use telematics programs to save a lot of money on your insurance if you feel comfortable doing so,” Adekola explained.

The roof on Ron Watson's house in Spanish Fort, Ala., looks about the same as the roofs you'd see across the state, but every year, it's saving him money on his insurance. Thanks to special nails ...