Scots are proud of our banknotes - and might even have a story of them being refused - so here is the run-down ...

Douglas Fraser became BBC Scotland's business and economy editor on the day Royal Bank of Scotland began its downfall, ...

But Bank of England data shows the value of Scottish notes in circulation has slumped by nearly a fifth since 2020, the year the Covid-19 pandemic hit and saw an increase in contactless card payments.