You don’t have to choose just one. Life insurance and Roth IRAs can work in tandem to provide retirement income.

Finally, Roth IRAs can be an excellent vehicle for clients who want to leave a financial legacy. Roth IRA beneficiaries continue to enjoy tax-free withdrawals, although they are subject to the 10 ...

Do funds in a Roth IRA get the benefit of a stepped-up basis for my heirs when I die? No, the cost basis of the assets held within your IRA will not step up or reset to their current market value ...

Americans living abroad can still benefit from a Roth IRA for retirement savings, just like those in the U.S., but there are some extra considerations. Both expatriates and U.S.-based savers need ...

If you've heard about the perks of converting part of your 401(k) to a Roth IRA, keep reading. You'll want to consider these pros and the cons.

Taxes are a valid concern if you want to roll over $720,000 from your retirement fund into a Roth IRA. While you won’t pay any taxes if the assets you’re rolling over are held in another Roth ...

A Roth Conversion For individuals who have a self-directed IRA or 401 (k), it might make sense for you to convert the taxable assets you have inside your traditional IRA to the tax-free ...

Perhaps it is no surprise, then, that few older Americans have Roth accounts. The share of Vanguard clients with Roth IRAs in 2023 dwindles by age, from 21% at ages 25-34 to 9% at age 65 and older.