Romans 5:5 And hope does not put us to shame, because God's love has been poured out into our hearts through the Holy Spirit, who has been given to us. Romans 8:24-25 For in this hope we were saved.

“Fear never builds the future, but hope does.” — Joe Biden “Hope is the thing with feathers, that perches in the soul, and sings the tune without the words, and never stops at all.” ...

The biggest flag for a hopeful retiree is to be careful about who you trust your money with, as lousy advice can have disastrous consequences. 2.