Liquidity in India's banking system is likely to remain in deficit in the second half of this financial year as credit growth picks up and the circulation of currency notes rises, analysts said.

The banking system in India has been experiencing a liquidity deficit for eight consecutive weeks, as of the week ending on February 7. The current deficit stands at a substantial 1.33 trillion ...

India's banking system continues to be stable and resilient, and lenders have built sufficient buffers to shield themselves from any unforeseen stress, the governor of the Reserve Bank of India ...

As part of this recovery, private sector banks are showing impressive resilience in maintaining lending yields despite ...

State of the Banking system: FSR June 2025 indicated that banks maintain strong capital buffers (CRAR around 17.2–18.0%) and have multi-decade lows in NPAs (2.3%), positioning them to withstand ...

Banks bid ₹71,902 crore against ₹50,000 crore, RBI accepts ₹50,001 crore bids at 5.58% rate, addressing liquidity concerns.

The Indian financial system is slowly reconfiguring itself to deal with these imbalances. In 2006, 56% of assets were in the banking system.

SBI is also still India’s largest bank with a 23 % share of the entire banking system in India, and a market share of about 25 % in total advances and deposits.

SBI holds Rs 19,239 crore in unclaimed deposits, or 26% of the abandoned money in public banking system. PNB, Canara Bank ...