Lump sum or annuity payments? Single-life benefits or joint-and-survivor benefits? Once you explore the risks and hidden ...

If you could receive the lump sum at age 65 and begin investing, according to the calculator, you'd need to receive an average annual return of 5.37% to equal the value of the annuity payments.

Surrender charges and fees: Many annuities impose hefty fees if you withdraw your money early. These surrender charges often ...

A 68-year-old finds himself in that predicament. He recently posted in the Retirement Reddit group about whether he should take a $130k lump sum or receive $945/mo for the rest of his life.

Winning a lawsuit can bring financial peace of mind, but a lump sum windfall can produce certain pitfalls that a structured ...

One of the most significant decisions anyone with a pension can make is taking a lump sum (annuity) versus receiving monthly payments. At some point, you’ll have to make a decision, and this ...

Of course, so will your lump sum, but if you roll it over into an IRA, you'll have more control over when you take funds and pay income taxes provided you are over the age of 59 ? CHOOSING AN ANNUITY ...

One of the very first decisions a Powerball winner must make — whether to accept the jackpot as a lump sum or as an annuity — often ends up being their downfall, one expert says. With $1.9 ...

Dear Quentin, When I leave my job, would I be better off taking a $61,000 lump sum to roll over into an existing IRA or, instead, take $355 a month for life? I’m 49 and have no debt except for a ...