Credit card companies may settle debts for less than the full balance, but the percentage varies widely. Here's why.

Before you start the negotiation process, make sure you know what offers to make (and the factors to consider).

Discover how a Certified Consumer Debt Specialist can aid in debt relief and negotiation. Learn about their certification, benefits, and impact on your finances.

Credit and debit card spending was up in October, and it’s only expected to rise as the holiday season gets underway. Avoid more debt and gift yourself debt relief instead with these tips.

These days, it can feel impossible to stay on top of credit card debt. The cost of living is going up, inflation is on the rise and job growth is slowing. And more Americans are falling behind on ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. But while debt settlement can be a great solution for the right borrower ...

Recently, the Federal Trade Commission filed a complaint against seven companies and three individuals operating the "Accelerated Debt" program that falsely claimed to reduce consumers' debt by as ...