What may be surprising, though, is that the very tool that got you into debt could also be your way out. Credit cards, when ...

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Americans now hold a record $1.21 trillion in credit card debt, but some consumers could have their bills cut in half.

I have $12,000 in credit-card debt due to multiple home and auto repairs and a large medical bill. Because of a downturn in ...

Minimum payments barely chip away at your balance and allow interest to pile up. Neglecting ways to reduce your interest, like 0% APR periods, hardship programs or rate negotiations, can be costly.

When a credit card company agrees to accept less than the full amount you owe — say, $20,000 on a $30,000 balance — it’s ...

Credit card debt forgiveness: Is it possible? Quick to go up, painfully difficult to bring down. Sound familiar? Most U.S. adults have credit card debt, and if you’re struggling to pay yours off or ...

Household debt just hit a new all-time high. Here's how to slash your high-rate card balances before they spiral.

If your old debt has been sold to a debt collector, you know how stressful the issue can be. Debt collectors can be quite aggressive when trying to collect what's owed on your unpaid credit card or ...

Could your debt be reduced or forgiven? Take our financial relief quiz. Find my match Could your debt be reduced or forgiven? Take our financial relief quiz. With the average American household with ...

A single father from Los Angeles called into “The Ramsey Show” recently with a gut-wrenching story and a mountain of credit ...