Before most house hunters can close the deal, they need to qualify for a mortgage. Learning how to apply for a mortgage in advance — and breaking the process down into digestible steps — can help ...

Many people think of the homebuying process as: Find house, find lender, get mortgage, buy house. The truth is, teaming up with a mortgage lender at the very beginning of the process can make it all ...

In 2024, the denial reason most commonly cited by lenders was debt-to-income (DTI) ratio, listed as the primary reason in 36% of mortgage denials. The second most common was collateral (17%). Both of ...