If your credit score has taken a hit this year, there isn't much you can do to erase your history, but there are steps you can take to rebuild your credit.

These credit score myths can sabotage your finances. Here's what to believe (and what to ignore) if you want to build better ...

Being aware of your credit score is an essential part of modern financial wellness, and it also helps to know how you compare to others in the U.S. and in your state.

Getting a perfect credit score is impressive, but is it necessary? Here's what an 850 does -- and doesn't -- get you.

Credit score rules for mortgages are changing in 2026, which may help first-time homebuyers.

Mercury reports that business credit scores may not improve despite timely payments due to factors like report monitoring and ...

Explore average credit scores among U.S. racial groups and discover factors creating disparities. Learn why some groups face ...

Your credit utilisation ratio is a simple percentage, yet it has outsized influence on how lenders and credit bureaus view your borrowing behaviour and creditworthiness.

Regardless of whether you’re applying for a high-end rewards credit card or a mortgage or an auto loan and you’re trying to earn the lowest APR possible. Generally speaking, if you can get your scores ...

There are reports all over the internet that insist 30% or 50% are the “target” percentages in order to achieve great scores.

Keeping a credit card for 10+ years can help your credit score, shape your spending habits, and even change rewards over time ...

Dear Pat: It is true. You would add this adult (at least age 18) as an “authorized user” to your account by calling your ...