Sara Rathner writes for NerdWallet. Email: [email protected]. The article What Happens to Authorized Users When the Primary Credit Card Holder Dies? originally appeared on NerdWallet.

If your credit cards are joint accounts, you can simply ask the issuers to remove your husband’s name. Here’s the thing, though: Few credit cards these days are joint accounts.

Credit cards offer short-term loans during tough times, and if paid back within the grace period, there’s no interest charged. However, once the grace period ends, a high interest rate is applied.

News What Happens to Authorized Users When the Primary Credit Card Holder Dies? Published: Jul. 19, 2025, 11:00 a.m. By Nerd Wallet ...

He says that card issuers handle authorized users differently when it comes to reporting payment activity to bureaus. Once the issuer closes the deceased person's card, you'll see a closed account ...