A factor rate is a method of calculating business borrowing costs. Calculate your repayment cost by multiplying the factor rate by your loan amount. Factor rates can result in higher total costs than ...

The holidays can be expensive, and sometimes you need extra cash to cover gifts, travel or entertaining. But not all borrowing options are created equal — some are far cheaper and safer than others.

If you need to borrow quickly without putting up collateral, you have two realistic choices: personal loans and credit cards. In recent years, however, borrowing with credit cards has become much more ...

Rising home values over the last several years have created a windfall of equity for millions of American homeowners, making home equity lines of credit (HELOCs) an increasingly attractive option for ...

(The Conversation is an independent and nonprofit source of news, analysis and commentary from academic experts.) Arabinda Basistha, West Virginia University (THE CONVERSATION) What’s the point of ...

A happy family looking at window displays while shopping at a mall. The holidays can be expensive, and sometimes you need extra cash to cover gifts, travel or entertaining. But not all borrowing ...