If you don't understand how your claiming age affects your Social Security benefits, you need to read this before you submit ...

The larger a monthly check you start out with, the less benefit cuts are likely to hurt you. So it could pay to wait until full retirement age to file, or even beyond it. For each year you delay ...

Those who retire at age 62 can receive up to $2,831 per month, while waiting until 67—the full retirement age—increases the maximum benefit to $4,018. Tax Breaks For Seniors ...

Other recipients, however, might have seen their benefits increase. That's because the Social Security Fairness Act has kicked in for public sector workers whose benefits had been reduced in the past.