A personal loan is another viable debt payoff option. Personal loans give you a lump sum of money upfront which you can use ...

Looking to erase debt fast? Here's when to use a balance transfer or a personal loan to save the most money possible.

A balance transfer is a transaction in which debt is moved from one credit card account to another. The idea is to save money on interest by transferring your balance from a high-interest to a ...

There are multiple debt relief strategies worth exploring now. Here's what experts recommend borrowers do next.

A balance transfer credit card allows you to move high-interest debt from one card to another, offering a lower or 0% introductory interest rate. It’s a tool for consolidating debt and lowering ...

At this point my balance on the loan had been reduced to $13,000, which meant that a balance transfer of $7,500 (leaving wiggle room for fees) would help me cut the balance by more than half.

Do you feel like you’re drowning in debt? Debt consolidation could be a lifeline. Consumer Investigator Caresse Jackman ...

Consider These: 25 Creative Ways To Save Money 2. Your High-APR Credit Card Has a Significant Balance If your current credit card has both a substantial outstanding balance and a high APR, much of ...

A balance transfer credit card may be worth it as long as the 3% to 5% fee won't cost more than the interest you'll save if you do the transfer. Run the numbers and see if it makes sense for you.

Balance transfers must be completed within 4 months of account opening. And the Citi Double Cash® Card offers a 0% intro APR for 18 months on balance transfers, then 18.24% to 28.24% (variable) APR.