A personal loan is another viable debt payoff option. Personal loans give you a lump sum of money upfront which you can use ...

A balance transfer credit card allows you to move high-interest debt from one card to another, offering a lower or 0% introductory interest rate. It’s a tool for consolidating debt and lowering ...

The best balance transfer cards now feature long 0% intro APRs and no annual fees -- compare top picks and start tackling debt interest-free.

Most balance transfer cards charge balance transfer fees of 3 percent to 5 percent of your balance. So, if you transfer $5,000 to a balance transfer card, you could pay an extra $150 to $250 in fees.

Top balance transfer cards now offer long 0% intro APR periods and no annual fees -- compare options and start paying down ...

Many credit card issuers offer promotional balance transfer rates, often as low as 0% APR for a limited time, as an incentive for new customers. Here's when a balance transfer does and doesn't ...

Most balance transfer credit cards require you to pay a balance transfer fee of 3% to 5% of the transfer amount. For example, a $10,000 balance onto a card with a 5% balance transfer fee means you ...

Key takeawayds Balance transfer credit cards can help you get out of high-interest debt quickly and efficiently. There are several pitfalls to avoid that can end balance transfer periods early ...

Why trust NerdWallet The best balance transfer credit cards charge no annual fee and offer 15 months or more of 0% APR for balance transfers. Moving your high-interest credit card debt to a ...

Imagine you have the same $15,000 in credit card debt across four cards, with an average interest rate of 22%. But instead of a balance transfer, you're considering a debt consolidation loan with ...

Before you transfer a credit card balance, make sure you and your debt are eligible. Ensure the new issuer allows transfers from your existing card’s bank. In general, you can’t transfer debt ...

Balance transfer cards are mainly for consolidating credit card balances, while personal loans have more flexibility. A balance transfer card can help you consolidate multiple credit card balances ...