Looking to erase debt fast? Here's when to use a balance transfer or a personal loan to save the most money possible.

A balance transfer is a way to pay off debt on one account and move it to another—generally to a credit card offering a 0% introductory APR period. Consumers often use balance transfers to get a ...

Balance transfer terms: 0% intro APR for 12 billing cycles on purchases and balance transfers made within 30 days of account opening, then 17.99% - 26.99% Variable APR ...