Defaulting on multiple cards causes issues that can spiral quickly. But what happens if you take that approach?

If you have a FICO score below 580 or a VantageScore credit score below 600, you have poor credit. You can still get access to a credit card with a score in this range, but your options will be ...

The Credit Card Competition Act is being sold as a measure to reduce swipe fees and help small businesses. But beneath its ...

It's possible to qualify for a credit card if you have bad credit, but expect more limited options, lower credit limits and higher rates. Secured credit cards are designed to help individuals with ...

Bad debt can also affect your credit. Your credit utilization, which is the percentage of your available credit that you're using, plays a major role in your credit score. High balances and maxed-out ...

The report also shows Americans’ student loan debt hit a new record, at $1.65 trillion. A lot more borrowers are missing ...

Credit cards made up about 35% of all transactions last year, according to Federal Reserve data. And yet, most people swipe without realizing the hidden perks and money-saving tricks their cards come ...