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https://support.microsoft.com/en-us/office/xmatch-…
XMATCH function - Microsoft Support
While =XMATCH (4.5, {5,4,3,2,1},1) produces 1 in this exact match case, the match_mode argument (1) is configured to return either an exact match or the next largest item, which is 5. Need more help? You can always ask an expert in the Excel Tech Community or get support in Communities. See also XLOOKUP function